Unnati personal loan 2023: Unnati finserv is a very successful and popular finance company that provides a variety of loans to its members and customers who want access to the loan within minutes and that too, without any hassle. The process is entirely online, and that adds a lot of convenience to the entire process. Just as in the old days, you don’t have to go to the bank or the lender. Now you can easily apply for the loan directly from the comfort of your home. In this article, we will give all the details related to Unnati personal loan.
Unnati provides a great deal of flexibility as well from its different schemes and innovative ideas. You can take a loan amount from 20,000 to 3,00,000 within minutes and the tenure to repay the loan is also sufficient. You can repay the loan before time is well. There aren’t any charges for paying the loan before time. You can also increase the tenure to repay the loan by giving some extra costs.
As a whole, Unnati is a very successful platform to get a personal loan without any troubles.
|The minimum interest rate is 16 %, and the maximum is 34 % per annum
|The processing fee starts from 2.5 %, and the maximum is 5 % plus additional taxes.
|Unnati personal loan is a very successful and popular finance company that provides personal loans beautifully and dynamically. You can take a minimum of 20,000 to a maximum of 3,00,000 loan amount within minutes.
|The applicant must have to be an Indian citizen to be able to take the loan from Unnati. You need to have a regular source of income so that loan repayment remains smooth. You need to maintain a minimum monthly salary of 15,000 to be eligible for a loan from Unnati.
|Application process (Online)
|The application process is straightforward. You need to download the app either from the play store or from its official website. Later, it would help if you got yourself registered on the app, and then you can fill the form and submit all the required documents and details.
|Identity proof – Aadhaar card, passport, voter ID card, etc.Address proof – Aadhaar card, passport, driving license, etc. Pan Card is a must for a successful KYC
You need to know some eligibility criteria so that the later process remains smooth and hassle-free. The process is entirely online, so you don’t have to be worried about any paperwork and documentation. Everything is very easy to mind, and you don’t have to do anything physical in it.
We have mentioned all the eligibility criteria below:
- The applicant must have to be an Indian citizen to be able to take personal loan from Unnati app.
- You need to have a regular source of income, so that loan repayment remains smooth and you don’t have to pay any extra amount.
- Your monthly or annual income is also very important in the aspect of personal loan from Unnati.
- Your age must have to be either equal to 22 or more than that, but it should not go beyond 55.
The application process for Unnati personal loan from the Unnati app is straightforward to fill and apply. Anyone eligible for the loan can use it within minutes without having to worry about anything. The entire process is entirely online, and that makes it very easy and convenient. No matter in which part of India you live, you can easily apply for a loan.
The online process to apply for Unnati personal loan is mentioned below:
Step I – First of all, you need to download the Unnati app either from the play store or you can also use its official website, www.unnatifinserv.com, to download the app.
Step II – Now, you need to get yourself registered on the application by providing all your details and phone number linked with your bank account and pan card.
Step III – now, you can fill the application form for Unnati personal loan. You need to submit some details about yourself, and you also need to upload a picture of yours and a scanned signature.
Step IV – you need to upload a scanned image of the required documents with the application form.
Step V – Once all the process is complete, you can expect the amount to be transferred to your linked bank account within a few hours or at most a day or two.
The documents required for Unnati personal loan from the Unnati app are:
- Identity proof: Aadhaar card, passport, voter ID card, etc.
- Address proof: Aadhaar card, passport, driving license, etc.
- Income proof, for that you can either use the bank statement of the last few months or the most recent salary slip. You can be a self employed as well as salaried employee, it doesn’t matter a lot.
- You need to have a pan card for KYC.
Can we use Unnati personal loan for any of my needs?
Yes, that’s the benefit of having a personal loan that you can use for any purpose. You can use the money for education, marriage, buying a car, etc.
Can I take out the maximum loan amount for the first time?
No, the loan amount approved to you is related to your income and expenditure and various other things. You can only take the maximum possible amount if you fulfil all these criteria.
What is the starting interest rate for Unnati personal loan?
It’s 13.5 % per annum—the interest rate changes according to your loan amount and tenure.
Does the Unnati app require some special permissions?
Yes, you need to give the app some permissions like storage, camera, contact, etc.