Navi Finserv App 2022: Navi Finserv provides a variety of loans to every individual in India who is eligible for the loan. There are many options to choose from, and you can quickly get the loan directly from the comfort of your home. The application process is straightforward, and the eligibility criteria are also nothing special. You need to fill the form and submit the required documents and details about yourself. In this article, we will give all the details related to Navi Finserv App.
The application process is entirely online, which makes it even more convenient and hassle-free. The interest rate and processing fee are also meagre and manageable. You can expect the lain amount to be directly transferred into your linked bank account within a few hours or at most a day. The loan approval doesn’t take any time at all. You also don’t have to submit any collateral in most of the loans.
| Features | Navi Finserv has grown exponentially in recent times. They provide a variety of loans in one of the easiest and fastest ways. You can take various loans like personal loans, home loans, loans against property, etc. The interest rate and processing fee for the loans are also meagre and easily affordable. You have the option of applying for the loan directly from your home. This provides a lot of flexibility. |
| Eligibility criteria | The eligibility criteria for a loan from Navi Finserv depend significantly on the individual and the type of loan you want. Although there are few standard eligibility criteria, the applicant must be an Indian citizen, a regular source of income, minimum age criteria, etc. |
| Application process (Online) | The application process is entirely online and hassle-free. You can take the loan within minutes by simply registering yourself on the app and filling the application form. You also need to have some scanned images of the documents required. |
| Documents Required | Identity proof – Aadhaar card, passport, voter ID card, etc.Address proof – Aadhaar card, driving license, passport, etc. Income proof, for which you can either have the bank statement of the last few months or the most recent salary slip. You can also submit some other documents related to your income and profession. |
There is some eligibility criteria present that must be looked at carefully so that there won’t be any troubles during the application process. Although if you are a beginner in loans and all, it’s essential for you otherwise, you must be already aware of all the eligibility criteria.
We have mentioned all the eligibility criteria below:
- The applicant must have to be a citizen of India to be able to take a loan from the Navi Finserv app.
- You need to have a regular source of income, so that you can easily repay the credit.
- Your monthly salary limit depends on the type of loan you are taking and also on the loan amount.
- You also need to have a good credit score for all the unsecured loans which are present in the Navi Finserv app.
- Your age is a very important factor as well, and it depends on the type of loan you want to have.
The application process is straightforward to fill, and anyone can apply for a loan from the Navi Finserv app. You need to be eligible, and you need to have all the relevant documents. The application process is entirely online and safe to fill. You can easily apply for a loan from the comfort of your home. This provides a lot of flexibility for everyone who wants to take a loan from the Navi Finserv app.
The online process is mentioned below:
Step I – first of all, you need to download the Navi Finserv app either from the play store or any other app store. You can also use the official website, www.navifinserv.com.
Step II – Now, you need to get yourself registered on the application, and you need to link your phone number and bank account with the same phone number linked in it.
Step III – once you are registered, you can quickly fill the application form. Be careful during the form filling as it contains some vital information about your identity and other things.
Step IV – once the application form is filled, you can submit all the scanned images of documents required.
Step V – now, you need to wait for a while, as document verification is done. Once it’s over, you can expect the loan to be yours within a few hours or days at most.
- Identity proof – Aadhaar card, passport, voter ID card, etc.
- Address proof – Aadhaar card, passport, driving license, etc.
- Income proof, for which you can either use the bank statement of the last few months or the most recent salary slip. You can also provide different income proof according to the loan type.
- Pan card is also required for KYC.
The interest rate of personal loans from the Navi Finserv app is around 12 % to 36 % per annum.
From where could I check my loan disbursal process status?
You can quickly check all the processes directly from the app. You need to log in to your account. You can also check details from its official website.
Yes, there are plenty of unsecured loans available like personal loans, education loans, business loans, etc.
Yes, without any doubt, the service offered by Navi Finserv is phenomenal. It’s available 24*7 and all 365 days of the year.
Categories: Loans
Source: bank.newstars.edu.vn
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