5 best cash back Credit cards 2021: Cash back, Annual fee

0.5% Cash Back on all other spends

• One can save up to 20% on the bill when a purchase is made using Citi Cash Back Credit Card at any of the Citi bank partnered food outlets,
• Purchases made at 2,000+ Citi bank partnered consumer electronics stores, mobile phone outlets, retail chains and e-retailers using the Citi Cash Back Credit Card can be converted into EMIs

Year 2 onwards – Rs 999

• 5% cash back on every Rs 150 spent at supermarkets and department stores up to a maximum of Rs 500 per month (max of 150 per transaction). Minimum transaction of Rs 1,000.
• 3x rewards when you use your credit card for all other expenses.
• Option to convert purchases over Rs 5000 to EMIs
• One can take loan up to Rs 500000 on this card

• Welcome Benefit of 500 reward points
• 5X reward Points on Dining/Movies/Groceries/Railways /Taxi bill payments and 10X reward points on PayZapp & Smart Buy spends
• 25X reward Points on Birthdays spends
• Gift Voucher worth Rs 1000 on annual spend of Rs 90,000 and higher
• Renewal fee waiver on spends of Rs 60,000 in a year prior to renewal date.
• 1 reward point for every spends worth Rs 150 (Maximum capping of 1500 reward points per statement cycle) where 100 Point = Rs 10
• 5% Cash Back on Dining Spend at standalone restaurant/Movies/Supermarket/Bill Pay/PayZapp/ Smart Buy & Recharge by Freedom Card
• 1% fuel surcharge waived off on fuel transactions.(Minimum transaction of INR 400. Maximum cash back of INR 250 per statement cycle).
• up to 50 days of interest free period from the date of purchase